Remote job description
About Revolut
People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, our super app has helped 20+ million customers get more from their money. And we're not done yet.
As we continue our lightning-fast growth, we believe that two things are essential to continuing our success: our people and our culture. So far, we have 5000+ people working around the world, from our great offices or remotely, on our mission. And we're looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.
About the role
The credit department at Revolut is anything but ordinary. They design, develop and launch credit products across the globe ? The team manages our products from day one to the end - developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big old job, but our people are a Credit to us all ?
Unfortunately, not everything in fintech can be automated. That's where you come in. We need an Underwriter who can review our customer credit applications when there's a little more digging to be done ? You'll be a master of regulation, and decide if the information provided meets Revolut's creditworthiness criteria. Great role, if you enjoy a little power trip as well as thorough financial processes ?
What you'll be doing
Evaluating applicant's creditworthiness and identifying risks including an assessment of affordability and review of applicant's credit file in line with Revolut's lending criteria
Reviewing customer documentation and details for accuracy and authenticity
Identifying potentially fraudulent applications and escalating where required
Communicating with customers either to request or to provide information relating to credit applications
Making decisions regarding whether to approve an applicant for credit
Assessing and making decisions regarding overdue/forborne/non-performing loans that do not pass automated decision making
Consulting internal Operation teams regarding lending/forbearance/collections
What you'll need
Bachelor's degree in Finance, Economics, Accounting, or similar field
Experience in underwriting unsecured personal loans and/or credit cards
Knowledge of applicable regulatory requirements
Ability to question and scrutinize information
High level of numeracy
High level of attention to detail regarding documentation examination
Ability to work within given deadlines/SLAs
Solid understanding of lending products and practices
Excellent communication and interpersonal skills
Customer service experience
By applying for the above position, you will confirm that you have reviewed and agreed to our Data Privacy Notice for Candidates.
#LI-Remote
Summary
Company name: Revolut
Remote job title: Underwriter
Job tags: fintech, forex
People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, our super app has helped 20+ million customers get more from their money. And we're not done yet.
As we continue our lightning-fast growth, we believe that two things are essential to continuing our success: our people and our culture. So far, we have 5000+ people working around the world, from our great offices or remotely, on our mission. And we're looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.
About the role
The credit department at Revolut is anything but ordinary. They design, develop and launch credit products across the globe ? The team manages our products from day one to the end - developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big old job, but our people are a Credit to us all ?
Unfortunately, not everything in fintech can be automated. That's where you come in. We need an Underwriter who can review our customer credit applications when there's a little more digging to be done ? You'll be a master of regulation, and decide if the information provided meets Revolut's creditworthiness criteria. Great role, if you enjoy a little power trip as well as thorough financial processes ?
What you'll be doing
Evaluating applicant's creditworthiness and identifying risks including an assessment of affordability and review of applicant's credit file in line with Revolut's lending criteria
Reviewing customer documentation and details for accuracy and authenticity
Identifying potentially fraudulent applications and escalating where required
Communicating with customers either to request or to provide information relating to credit applications
Making decisions regarding whether to approve an applicant for credit
Assessing and making decisions regarding overdue/forborne/non-performing loans that do not pass automated decision making
Consulting internal Operation teams regarding lending/forbearance/collections
What you'll need
Bachelor's degree in Finance, Economics, Accounting, or similar field
Experience in underwriting unsecured personal loans and/or credit cards
Knowledge of applicable regulatory requirements
Ability to question and scrutinize information
High level of numeracy
High level of attention to detail regarding documentation examination
Ability to work within given deadlines/SLAs
Solid understanding of lending products and practices
Excellent communication and interpersonal skills
Customer service experience
By applying for the above position, you will confirm that you have reviewed and agreed to our Data Privacy Notice for Candidates.
#LI-Remote
Summary
Company name: Revolut
Remote job title: Underwriter
Job tags: fintech, forex
Ireland