Credit Risk Strategist Enterprise

Stripe handles billions of dollars every year for businesses around the world, and the Risk team plays a critical role in the company's financial and partnership success. As a credit strategist on the Commercial Business Risk team, you will help underwrite and manage a portfolio of our largest and fastest growing businesses while guiding credit strategy and devising growth-friendly solutions that reduce Stripe's credit risk. This is a high impact role that involves cross-functional partnership with Sales, Legal, Treasury, and Finance.

You will:

• Work directly with our top merchants, from successful venture-backed startups to well established institutions, to evaluate their business models and financial statements
• Provide tailored credit risk recommendations that mitigate Stripe's exposure while facilitating partner company growth
• Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches
• Help drive a risk-centric approach to innovating Stripe's products and infrastructure
• Refine tools and processes to help the group deliver on key performance indicators
• Work with internal and external partners to support entrepreneurs around the world

We are looking for someone with:

• 6+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
• The ability to transform business and financial data into a cohesive narrative that outlines potential credit risks and presents dynamic mitigation strategies
• Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
• Superb written, verbal, and analytical skills
• Attention to detail while managing priorities in a fast-paced environment
• The ability to comfortably interact with the CFOs and CEOs of our top merchants
• Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them
• Bachelor's degree in Economics, Statistics, Finance, Computer Science, Engineering or other quantitative field
• Experience with SQL is preferred but not required