Senior Underwriter - Fully Remote

About the Employer
  • Primary Residential Mortgage
yearly Salary
$60000.00 - $70000.00

Job Description

Senior Underwriter

Location: Fully remote

Responsible for evaluating risk, layering of risk, program guideline accuracy, collateral review and making appropriate loan decisions based on established underwriting guidelines, information and documentation provided in loan files. Manage assigned pipeline to ensure all procedures are applied accurately and processes are completed in a timely manner.


· Serve as lending program guideline subject matter expert relative to current offered loan products
· Review highly complex applications for completeness and update data in Encompass to ensure data integrity
· Work with team members to clear conditions in a timely manner
· Analyze and review documentation in file to verify accuracy of application and support underwriting decision
· Calculate income based on tax returns and/or other income documents in file
· Review and confirm assets in file
· Review and analyze appraisals, preliminary title work and purchase contracts
· Communicate decisions (written and verbal) to all parties and build relationships with our team.
· Help clear post-closing and suspense items


· 5 years (minimum) full time recent experience reviewing both credit applications and property appraisals
· Currently using DE
· Must be a reliable and responsible professional, skilled in mortgage evaluation
· Must be able to demonstrate knowledge and experience regarding the principles of mortgage underwriting
· Previous experience working with AUS and LOS Systems
· Previous experience with manual underwriting (downgrades)
· Familiarity with Encompass is a plus

Primary Residential Mortgage
Senior Underwriter - Fully Remote

Tags: finance and insurance